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Opening, using and closing credit card accounts can influence credit scores multiple ways,...
You might have to pay an annual fee each year to keep your credit card open. Sometimes it ...
Credit cards don’t have routing numbers; they’re unnecessary for credit transactions. Here...
Credit card swipe fees are the fees businesses pay to accept credit cards. Businesses are ...
Credit cards can have variable or fixed interest rates, but variable-rate cards are much m...
Cosigners and authorized users have different responsibilities and can see different credi...
Virtual credit cards can be a convenient option, but you may not be able to use them for i...
When the Fed lowers the federal funds rate, banks usually also lower credit card rates. Le...
Upgrading your credit card generally won't hurt your credit score because it doesn't typic...
Cash advances don't directly hurt credit, but they can make card balances rise faster than...
If you’re wondering how many credit cards you should have, it’s important to understand yo...
Credit card payments are typically posted in one to five days. The timing varies depending...
In-flight credit card offers may come with bonus miles or points, statement credits and sp...
The best credit card benefits include cash back, rewards, introductory bonus offers and 0%...
Credit card return protection can help you get a refund for a purchased item when the merc...
Transferring multiple cards to a single 0% intro APR card can ease the challenge of managi...
A missing credit card can happen to anyone. If your card is lost or stolen, follow these s...
Your credit card's statement balance might change monthly, but its current balance can cha...
Learn how to accurately calculate your revolving credit utilization ratio based on the sam...
Credit card churning involves opening multiple credit cards to earn the intro bonuses. It ...
There's a lot you can do as an authorized user, but it's not the same as having your own c...
Hotel, airline, retail and other co-branded credit cards offer brand-specific rewards and ...
If your credit card balance goes up, whether because of higher interest rates, fees or pur...
It’s possible to have a negative balance on your credit card. Here’s how it can happen and...
Your credit card statement has a lot of important information, here's how to read and unde...
Credit card issuers often use automated identity, fraud and credit checks to quickly deter...
Medical credit cards generally aren't the best way to pay medical debt due to their high A...
You generally don't want to use your credit card when doing so will result in extra fees o...
If you have a favorite credit card, you might get rewarded for spreading the news about it...
You might want to cancel a credit card with an annual fee if you don't get a lot of reward...
Using a credit card responsibly means committing to on-time payments and keeping balances ...
Exceeding a credit card's borrowing limit brings costly fees and hurts credit scores, but ...
Credit card issuers accept payments online, by phone and by mail, and some also allow in-p...
Increasing your credit limit gives you more buying power and can help build your credit sc...
Credit card bills can be paid with savings, but it should only be a last resort. It's best...
Your credit card can have a statement balance and current balance, but its utilization rat...
When rates are trending upward, pay attention to the credit card interest rates you're pay...
What happens when your credit card is lost, stolen or damaged? You can order a replacement...
Credit cards offer a lot of benefits, but it’s also important to consider their interest r...
You can pay utilities with a credit card, but there may be a convenience fee. Before using...
If you’re thinking about canceling a credit card, here are some steps you can take to ensu...
Follow these five steps and learn how switching credit cards can affect your credit scores...
The keys to avoiding cancellation are showing regular credit card activity and paying on t...
A credit card minimum payment is the least you can pay to keep your debt in good standing ...
Overall credit utilization ratio calculations include all your credit cards. But an indivi...
If you’ve lost your grace period on your credit card, here are some steps you can take to ...
How fast can you get a new credit card? That depends on how you applied, your credit score...
Before using a new credit card, maximize its security and value by creating an online acco...
Avoid common credit card mistakes by setting up autopay to never miss a payment, paying yo...
There's no requirement that you be the person who pays your credit card bill, but it's you...
The recent half percentage point rate hike by the Fed will likely produce an increase in y...
When choosing a new credit card, consider factors like rewards, fees and credit score requ...
A statement credit is money credited to your credit card account, often a result of a full...
Don't apply for a new credit card before you review its terms and conditions for these 14 ...
By Jim Akin
